Loan Checklist - Documents Needed
By providing the items indicated on the checklist below,
you will help me process your application quickly and efficiently.
1) Copy of Driver’s license and Social Security Card
2) Copies of two most recent pay stubs that reflect your year to date income
3) Copies of W-2’s or 1099 Forms for the last two tax years
4) If you are self-employed, earn commission, are retired or receive rental or note income,
complete Federal Income Tax Returns, with all schedules, for the last two years.
5) If your application is to consolidate debts, please provide your most recent statements
for all accounts to be paid off with this loan
6) Bankruptcy petition, schedule of debts, and discharge for any bankruptcy within the last 2 years
7) Divorce Decree & Property Settlement/Separation Agreement, or Child Support information if applicable
8) VA Loans – Names & Address of nearest living relative, and Certificate of Eligibilty of DD-214
9) Name and phone number of Homeowner’s Insurance Agent
866-612-1601 toll free | 801-612-1600 phone | 801-612-0405 fax 
103 Historic 25th Street Ogden UT, 84401 | A Division of Highlands Residential Mortgage NMLS ID#134871
